Enable Pay Later in your CPACharge account
Review the terms, then confirm on the right to enable Pay Later
Offer flexible payment options through Affirm. Your clients can spread payments over time, while your firm receives the full payment upfront, with no collections risk.
Clients finance eligible invoices through Affirm
Available for payments from $150 to $30,000
Your firm receives the full payment in 1–5 business days
A 4.95% transaction fee applies and cannot be passed on to the client
Please note: Pay Later is available on your payment page and quick bill links. It is not available for scheduled payments, card vault charges, or integrated partner payments unless the partner has enabled the feature. For security, it will not appear for users who are signed in to CPACharge on the same device.
Start offering Pay Later
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Have questions before you enable it?
Here's a quick walkthrough and answers to common questions. Learn what Pay Later costs, the payment limits, deposit timing, and where it shows up for your clients.
How Pay Later works for your clients
Clients often have questions about paying over time: how it works, what it costs, what it means for their credit. This page walks through it all, so they can decide with confidence.
